Fund specific growth rates used for projections

The Financial Conduct Authority (FCA) tells investment, life and pension providers how they must calculate the potential future value of life assurance, pension and investment accounts for use in illustrations.

Quarterly Performance Review Report

In order to support you and your adviser to regularly review and monitor the performance of your investments our Policyholder Investment Committee monitors all ReAssure Life Ltd funds available to you.

We undertake regular reviews of the performance of all our life and pension funds to identify any that may have consistently underperformed.

You may not be invested in any of the funds in the report however if you are, we recommend that you discuss these findings with your financial adviser to establish whether your current fund choices are still appropriate for your needs.

If further action is required regarding the funds, such as closing a fund that has not improved its performance, we will communicate this ahead of any action being taken.

The best way to review your investments to ensure they are still suitable for your needs is with the help of a financial adviser. Being invested in an underperforming fund is not necessarily a cause for concern, and switching out of a fund when it is underperforming may not be the best course of action for you.

For example, your adviser may have recommended it as a small proportion of your overall portfolio to help diversify your investments (in other words, to avoid holding ‘all your eggs in one basket’), or because they believe it could offer value in the future.

Performance related fees

View the latest fund performance statistics, charges and growth rates.