Retirement Account explained

The Retirement Account is a tax-efficient savings plan that you can use to build up a pot of money to support you in retirement.

Once you reach age 55 you can make withdrawals from your pension pot as and when you need to.

The Retirement Account is a money purchase (or defined contribution) product, which means that its value depends on the amount that you pay or transfer in, the performance of your chosen investment funds (which could go down as well as up), and how much you withdraw.

Apply for a Retirement Account

If you don’t already have a Retirement Account but want to find out more you can read the documents below.

Download Retirement Account Key Features

Download How the Retirement Account works

Before you make any decision about your retirement, we recommend you speak with Pension Wise or get financial advice.

Manage your existing Retirement Account

If you already have a Retirement Account you can review and make general change to your policy online using the link below. You can also use this link to transfer pension pots you hold with other providers into your Retirement Account.

Fund prices

Money paid into the policy buys units in one or more investment funds. The value of these units can go up or down in line with the investments that make up the fund, affecting the final value when money is taken.

The easiest way to start searching for fund information is to look at your most recent annual statement and type in the name of one of your funds into the search box below. From this we’ll be able to show you funds that are only available to customers from your original policy provider and your fund type.

Please note that not all funds will be available for your particular policy, so you should look at your policy documents to find out what you can invest in. Remember if you look at the total charges for any of the funds, you may also have product charges too. You can find out about these from your policy documents.

The majority of our prices are shown online in pence (GBX) apart from former Alico funds which are shown in pounds (GBP).

The value of the units is not guaranteed and can go down as well as up.

Useful documents

Click here to access useful documents for ReAssure funds

Important information

The information made available on Morningstar’s tool is taken from a variety of sources and is for general information purposes only. The information has not been tailored to your particular circumstances and does not constitute a personal recommendation or financial advice.

If you need assistance in reviewing your investments, you should speak to a Financial Adviser. You can find a Financial Adviser in your area at unbiased.co.uk.

You should also read Morningstar’s general disclaimer here

Getting help

ReAssure is unable to provide financial advice or make a personal recommendation, but we can provide you with factual information about your policy and your options.

However, there are places you can go for help.