Retirement Account explained

The Retirement Account is a tax-efficient savings plan that you can use to build up a pot of money to support you in retirement.

Once you reach age 55 you can make withdrawals from your pension pot as and when you need to.

The Retirement Account is a money purchase (or defined contribution) product, which means that its value depends on the amount that you pay or transfer in, the performance of your chosen investment funds (which could go down as well as up), and how much you withdraw.

Apply for a Retirement Account

If you don’t already have a Retirement Account but want to find out more, you can read the documents below.

Download Retirement Account Key Features 

Download How the Retirement Account works

Before you make any decision about your retirement, we recommend you speak with Pension Wise or get financial advice.

Manage your existing Retirement Account online

If you’ve already got a Retirement Account with us you can make lots of requests online:

  • Start, stop or change regular withdrawals.
  • Ask for a one-off withdrawal.
  • Pay money in.
  • Switch funds.
  • Transfer pensions into your Retirement Account from elsewhere.

Fund prices

How to find funds

Universal funds:

  • Simply select ‘Universal Funds’ from the ‘Original Policy Provider’ dropdown below

For all other funds:

  • Look at your most recent annual statement and type in the name of one of your funds into the search box below. From this we’ll be able to show you funds that are only available to customers from your original policy provider and your policy type.

Please note that not all funds will be available for your particular policy. Remember if you look at the total charges for any of the funds, you may also have product charges too. If you want more about product charges or available funds you can call us on the normal number.

The majority of our prices are shown online in pence (GBX) apart from former Alico funds which are shown in pounds (GBP).

The value of the units is not guaranteed and can go down as well as up.

Promoting investor engagement

How ReAssure manages investments on behalf of its customers
Find out more

Important information

The information made available on Morningstar’s tool is taken from a variety of sources and is for general information purposes only. The information has not been tailored to your particular circumstances and does not constitute a personal recommendation or financial advice.

If you need assistance in reviewing your investments, you should speak to a Financial Adviser. You can find a Financial Adviser in your area at

You should also read Morningstar’s general disclaimer here

Getting help

ReAssure is unable to provide financial advice or make a personal recommendation, but we can provide you with factual information about your policy and your options.

However, there are places you can go for help.