Sustainability – our areas of focus

As a long term asset owner we act on behalf of our policyholders and shareholders to invest responsibly

Our approach to Stewardship

We believe that engagement with the companies we invest in helps drive more sustainable financial outcomes

ReAssure is part of the Phoenix Group

Read Phoenix Group’s Sustainability Report to find out how we try to consider sustainability, responsible investing, and good governance in everything we do

Supporting a sustainable future can mean looking after your savings as well as the planet

At ReAssure, we’re focusing on helping you towards a better financial future. As part of that, we’re working towards a more sustainable way of investing while looking after your savings.

Sustainability means meeting the needs of the present without compromising the ability of future generations to meet their own needs; as defined by the United Nations. That mind-set is also changing the way we invest money.

We want to tell you about how your investments are considering the impact of climate change

Climate change is the long-term shift in temperatures and weather patterns. How you’re investing could have either a positive or negative affect on tackling the climate crisis.


If no data is shown for the fund you’re invested in, this could be because either the fund:

  • is invested in assets that are not assessed by the report (for example, cash or property) or
  • is managed by an external manager and we’re still working with them to get all of the data we need

You can contact our external fund managers for their fund climate report using the links below.

The report shows climate information for our With Profit and Unit Linked Funds:

You can find out which funds you have by looking in your annual statement. More information for all funds can be found in the fund centre

With profit funds will have a variety of different types of investments, known as assets. The combination and amounts of these assets will depend on the policy you have.

The climate figures for each with profits fund uses the average mix of assets held as at 31 December 2022.

A unit-linked fund, otherwise known as an insured fund, is a fund that is linked to a plan issued by an insurance company that lets you combine your money with other planholders.

Lifestyle profiles are investment options that are designed to make it easy for you to save for retirement. They’re invested in unit linked funds which gradually and automatically move into different funds which are carefully chosen to reflect how you plan to take your money in retirement.

The funds you’re invested in will depend on how close you are to retirement.

Moving to a low-carbon economy could have an impact on your savings and help drive a more sustainable future

As we move to a low-carbon economy, some companies could face significant financial challenges. This can happen through a number of ways. It could be a lack of demand for their products or a lack of support from investors. It might be failure to adapt to regulatory change or changes in the decisions people make when they’re buying products or their actions when they use them.

On the other hand, there may be opportunities for growth in new markets from companies coming up with solutions to sustainable issues and challenges.

As part of Phoenix Group, ReAssure is taking action to invest in the future we all want. We’ve set clear targets to help fight climate change, and to drive a wider more positive impact on our sector and economy.

The value of any investment can go down as well as up and could be worth less than was paid in