Essential costs like food, energy and rent are rapidly rising which can impact your financial situation and force you to have to cut back on your outgoings. Everyone’s circumstances are different, but we’ve provided some useful links to organisations who can provide support below, along with some information about what ReAssure is doing to help.

Here are some useful tips to help you look at where to start:

  • Plan ahead and budget: It’s important to have an accurate picture of your income, outgoings and any additional expenses you might have over the next few months. MoneyHelper has a useful budget planner tool that can help you with this.
  • Check where any savings are held: Make sure you know what savings, investments and pension plans you have and who to contact for information about them. You may have options that you didn’t know about.
  • Check if you’re eligible for government support: If you’re on a low income, not working or unable to work, you may be entitled to claim universal credit. You can find out about other government support that’s available here.
  • Be wary of scams: Criminals are using these uncertain times to scam people online and over the phone. You can find out more about pension scams here or on the Financial Conduct Authority’s Scamsmart page here.

What is ReAssure doing to support our customers?
We’re here to help you understand the choices you have with your ReAssure policy, so you feel able to make the right decisions based on your personal circumstances.

Your personal circumstances may have changed since you took out your policy. Your relationship status may have changed, or you may have had young children when you took out the policy who have now grown up and become financially independent. Or perhaps you took out your policy to cover a debt such as a mortgage that you’ve since paid off.

It’s important to review the policies you have and see how they suit your needs both now and in the future. Our teams are trained to treat every customer individually and assess how we can help them.

Take a look at the options on your policies
If you have one of our pension or life policies, you may have options that give you flexibility, such as:
– premium holidays, so you can take a break from paying into your policy, or
– cashing-in some or all of the money in your policy.

Where can you find out about your options?
If you’re looking to understand what options you have with your policy then please contact us, or log into your ReAssure Now account and send us a secure message. We’ll be happy to help.

Where can I go to find help and guidance?
There are a lot of organisations who can provide you with help and support:

  • MoneyHelper provides free and impartial guidance on a number of different topics. They also have useful guides available that you can download and calculators to help you plan your finances.
  • Pension Wise provides free and impartial guidance around pensions and your retirement options.
  • You can find an independent financial adviser in your area here: (remember you may have to pay for any advice received).
  • Citizens Advice can help you with creating plans to reduce or consolidate your debt payments.