Here are answers to some frequently asked questions about ReAssure Now, your ReAssure Now account, and where you can go for help with your policy.

Registering with an invitation letter

The website address you’ve provided doesn’t seem to be working.

You can access ReAssure Now here if you’ve had problems reaching the site.

To make it easier for customers to enter web addresses in their browser, we use shortened web addresses in our communications. These are intended to automatically redirect to a longer web address.

If you’ve had issues accessing www.reassurenow.co.uk/activate it may be because your browser or security settings don’t allow redirects.

You should also check that you’re typing the web address into the address bar at the very top of your browser window, as this will take you to the exact address of the site.

If you’re typing the web address into your browsers ‘search box’ field, this search looks for a range of websites that could match your search, but you won’t necessarily be redirected to the ReAssure Now activation page.

I haven’t received an email verification code.
If you’re at ‘Step 2 – Verify your identity’, you can use the ‘Resend code’ link on screen to request another valid verification code. Please also check your Spam or Junk folder.

If you’ve asked for a code to be resent and you haven’t received a code more than 24 hours after requesting one, please send us a message using our online contact form and our Customer Services Team will be in touch with you as soon as possible.

My policy number isn’t recognised.
Your policy number may have previously been referred to as ‘contract number’ or a ‘plan number’. Alternatively if you’ve received a ReAssure branded letter confirming a new policy number, please use this. If you’ve tried both and they weren’t accepted, please send us a message using our online contact form and our Customer Services team will be in touch with you as soon as possible.

My verification code is not being recognised.
Some devices, browsers or operating systems could add additional whitespace to content that is copied from an email and pasted to another application. For example, copying a verification code of ‘123456’ from an email on a mobile device could result in copying ‘123456 ‘ and the pasted values not being recognised.

If you continue to experience problems with your verification code, please send us a message using our online contact form and our Customer Services Team will be in touch with you as soon as possible.

I’ve got as far as the Create Account screen but I’m unable to get any further.
This may because your policy number wasn’t recognised in the previous step. Your policy number may have previously been referred to as ‘contract number’ or a ‘plan number’. Alternatively if you’ve received a ReAssure branded letter confirming a new policy number, please use this. If you’ve tried both and they weren’t accepted, please send us a message using our online contact form and our Customer Services team will be in touch with you as soon as possible.

My log in details aren’t recognised.
For your protection, you only have a small number of attempts to enter your correct log in details. If you enter them incorrectly too many times, your account will be locked and you’ll need to contact a member of our Customer Services team. The following may help to avoid your account being locked:

• Check that you’re entering the correct email address for this account.
• If you’re unsure what your password is, you can change it before your account is locked, to see if this resolves the issue. If you need help with your password, read the section below on What are the requirements for creating my password, under Help with my ReAssure Now account. We also don’t recommend you reuse passwords for security reasons.

I’m trying to activate my ReAssure Now account using a corporate or works device or email address.
You may be attempting to access ReAssure Now from a work or corporate device, or using a corporate email address. We have taken all the necessary steps to satisfy common corporate security posture and security policies, for the majority of cases ReAssure Now is accepted as a trusted and secure on-line service.

However, employers often apply incredibly strict security protocols and depending on what these are, they may restrict access to certain types of emails or websites. To guarantee the best experience we recommend you use a personal device – the good news is that ReAssure Now is fully available on all personal devices such as tablets and mobile phones.

Help using ReAssure Now

What can I do on ReAssure Now?
ReAssure Now gives you more flexibility about how and when you access your policy and personal information. You can:

  • view what your policy provides you with and how much you pay for it.
  • depending on the type of policy you have, you can view what your policy could be worth in the future, any withdrawals that ReAssure has paid to you and information about any third parties associated with your policy.
  • view a selection of documents that we’ve sent you.
  • make changes to some of your personal information through Your profile.
  • change your investments by switching funds, depending on the type of policy you have.
  • get in touch with us and receive replies by secure message.
  • change your visual preference on the device you’re using to view ReAssure Now. Just go to Your Profile, select Your visual theme and choose the theme you want.

Will I be able to check whether a recent payment has been received into my policy?
We’ll show you the most recent information that’s available about how much you’ve paid to us. You can find more information about payments received by ReAssure in your Payment history. New payments may not show in your Payment history immediately, so don’t worry if you can’t see them straight away. All payments made will be applied to your policy at the correct date, even if they don’t show here yet.

Will I be able to see how much cover I have?
You’ll be able to see what, and how much you’re covered for and when this ends. You can find this in under Your cover.

Can I see information about my policy charges?
You’ll be able to see how much has been paid in and how that’s used, including any deductions for charges. You can find this under Transaction History.

Can I log in to ReAssure Now from my mobile phone or computer?
Yes, you can access ReAssure Now from most mobiles, tablets and desktops and it’s regularly tested on these devices. Access to ReAssure Now is through your web browser.

What browsers and operating systems can ReAssure Now be used with?
This website is regularly tested on the most popular browsers and operating systems, including:

  • Latest versions of Safari (including iOS), Chrome (including Android) and Firefox
  • Windows 8 + Internet Explorer 11
  • Windows 10 Edge

Does ReAssure Now have accessibility friendly features?
ReAssure Now is compliant with the Web Content Accessibility Guidelines version 2.1 AA standard.

One of the key accessibility features of ReAssure Now is that you’re able to change your visual theme in Your profile, which allows you to view ReAssure Now in light and dark themes on the computer or device that you’re using.

Why can’t I see all of my policies on ReAssure Now?
If you have more than one policy, it’s possible that not all are available on ReAssure Now. We aim to make as many policies available as we can through ReAssure Now, and to as wide a group of registered users as we can and policy availability depends on a number of things.
Investment types are a key element, e.g. unit-linked and unitised with-profits policies are available, however traditional with-profits policies aren’t yet. Individual policy level information is also considered and policies will only be available online if the policy data is of the required standard for online self-service.

I can’t see the same information on all of my policies?
Some features of ReAssure Now are linked to specific products, policies and/or funds which means they may only be available on a particular product type.
Availability of some self-service transactions can also depend on individual circumstances and also on how policies are set up. We develop new features and make policies available that will provide maximum benefit to as large a group of registered users as we can, which may mean that some products or features may not be supported yet.

Information in ReAssure Now is currently unavailable, or I think something is incorrect.
If information you need is currently unavailable it may be a temporary issue, so please check back later.

If you’ve spotted something in ReAssure Now that you think is incorrect, or if you need information that is consistently unavailable, please call us on 0800 073 1777. (Our lines are open from 8.30am – 5.30pm Monday to Friday excluding bank holidays.)

I want to leave a review for ReAssure Now
We welcome all feedback and if you wish to leave us a review you can do this on Trust Pilot.

Help with logging into my account

Where can I find a summary of the latest changes to the ReAssure Now Terms and Conditions?
We’ve provided a summary of the changes to the Terms and Conditions in an article on our website.

I’ve turned on multi-factor authentication (MFA) but I’ve lost or no longer use that device.
If you can’t access the device you used when setting up MFA on your account, please call us on 0800 073 1777 between 8.30am and 5.30pm Monday to Friday, excluding bank holidays.

I can’t access my multi-factor authentication (MFA) code.
If you can’t access your MFA code, please call us on 0800 073 1777 between 8.30am and 5.30pm Monday to Friday, excluding bank holidays.

I’ve forgotten my email address for this account.
You’ll need to use the email address you used when you set up your ReAssure Now account. If you’re not sure what this was, or you’re having trouble accessing your account, please call us on 0800 073 1777 between 8.30am and 5.30pm Monday to Friday, excluding bank holidays.

How secure is my information?
We take protecting your personal and policy information very seriously. Please read our Privacy Notice for more information about how we do this – you’ll find a link to it at the bottom of each screen.

It’s important that you protect yourself and keep your ReAssure Now password secure. Don’t share it with anyone else or save it on any publicly accessed computers.

If you notice anything unusual on your ReAssure Now account please call us as soon as possible.

What are the requirements for creating my password?
Your password must:

  • be a minimum of 8 characters long
  • include at least one upper case letter (A-Z)
  • include at least one lower case letter (a-z)
  • include at least one number (0-9)
  • not be the same as your email address
  • include one of the following special characters: _!.@*$?&%#()+=
  • not include any of the following special characters: “/’

For your protection it’s important to pick a strong password and consider changing it regularly.

I’ve already activated my account but I’m unable to log in
If you’re unable to log in, you could check things like your internet connection, or that you’re using the correct username and password. You might want to follow the ‘forgotten password’ link and change your password first, to see if this resolves the issue. If you still need help you can contact us. (Our lines are open from 8.30am – 5.30pm Monday to Friday excluding bank holidays.)

How do I change my password?
You can change your password by going to Your profile, select ‘Change your password’ and choose a new password.

If you’ve forgotten your password, you can select the Forgotten password link and follow the instructions.

Help with my personal details

I’ve moved house within the UK and need to let you know my new address
The easiest way to let us know about your new UK address is to go to Your profile and edit your address. If this is unavailable, please send us a secure message.

If we need anything further from you we’ll be in touch.

I’ve moved house, either: from the UK to outside of the UK, between other countries outside of the UK, or from outside of the UK to the UK and need to let you know my new address
We can’t accept your change of address by secure message if:

– your new address is overseas,
– your new address is in the UK,but your previous address was overseas.

These requests need to be received in writing. To make this easier you can print and send us a completed Change of Personal Details Form, making sure you read the Customer Identification Guide to find out what additional information you’ll need to send us.

If we need anything further from you we’ll be in touch.

I’ve changed my name and need to update my details
We can’t accept your change of name by secure message or through your ReAssure Now account, this request needs to be received in writing.

To make this easier, you can print and send us a completed Change of Personal Details Form, making sure you read the Customer Identification Guide to find out what additional information you’ll need to send us.

If we need anything further from you we’ll be in touch.

I’d like to change my email address, or my home or mobile phone number
You can usually update your email address, mobile number or home phone number yourself. Go to Your profile and select ‘Edit’ next to the personal information you wish to change. If you need to change more than one item, or you notice that you’ve made a mistake, you may need to call us.

Help with my payments and bank details

I need to let you know my new bank details to be able to carry on paying ReAssure.
If you’re currently paying money into a ReAssure policy, it’s fine to let us know your new bank details by secure message. We just need your new sort-code, eight digit account number, and the name of the account holder.

We’ll need to allow time for the bank to set up your new instruction, so if you’re within 2 weeks of the next payment due, we may collect this from your old account.

The Direct Debit Guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits.

  • If there are any changes to the amount, date or frequency of your Direct Debit ReAssure will notify you 10 working days in advance of your account being debited or as otherwise agreed.
  • If you request ReAssure to collect a payment, confirmation of the amount and date will be given to you at the time of the request.
  • If an error is made in the payment of your Direct Debit, by ReAssure or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society.
  • If you receive a refund you are not entitled to, you must pay it back when ReAssure asks you to.
  • You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify us.

If you’d like to change the bank details we use to pay money from a ReAssure policy you’ll need to contact us. (Our lines are open from 8.30am – 5.30pm Monday to Friday excluding bank holidays.)

I need to let you know my new bank details to enable ReAssure to carry on paying me.
If you’re currently receiving money from a ReAssure policy and you want to tell us to pay your money to a different account , you can send us a secure message or call us on 0800 073 1777 to let us know. (Our lines are open from 8.30am – 5.30pm Monday to Friday excluding bank holidays.)
We’ll let you know what you need to do to make this change.

I’d like to change the regular amount I pay ReAssure, make a one-off payment to my policy or make adjustments to how much ReAssure are paying me. 
If you’d like to make a change to any payments you can send us a secure message.

Help with my policy

Where can I find out more about the funds I’m invested in?

Visit our fund centre on our website to find out more about unit-linked funds.

You’ll be able to enter your policy number to see the funds your policy is currently invested in and which funds are available for you to switch into. There’s more information available about each of these funds too, including risk ratings and fund performance.

We recommend you get independent professional advice from a Financial Adviser if you’re unsure what to do. A Financial Adviser can make a personal recommendation based on your individual circumstances and the options available to you. If you don’t have an adviser, MoneyHelper.org.uk can provide you with impartial guidance, useful tools and calculators or help you find a financial adviser, you can also contact them on 0800 138 7777.

I want to change the funds my policy is invested in
The easiest way to change the funds you’re invested in is by using the Switch funds feature on ReAssure Now. You’ll find this in the Fund breakdown section of each individual policy.

We recommend you get independent professional advice from a Financial Adviser if you’re unsure what to do. A Financial Adviser can make a personal recommendation based on your individual circumstances and the options available to you. If you don’t have an adviser, MoneyHelper.org.uk can provide you with impartial guidance, useful tools and calculators or help you find a financial adviser, you can also contact them on 0800 138 7777.

I’d like to know how much my policy could be worth in the future

Pension customers: If you’re a pension customer, you can view what your policy could be worth in the future in ReAssure Now. We’ll tell you how much your pension pot could be worth in the future at five-yearly intervals.

You can also get an idea of future values by using our Retirement Planning Toolkit (RPT). The RPT allows you to see how making changes, such as how much you pay or when you take your money, could affect your future pension pot.

Investment/savings customers: If you’re an investment and savings customer you can ask for a future value by secure message.

Insurance customers: If you’re an insurance customer you can have a look at what you’re covered for and if you need anything further you can send us a request by secure message.

I want to know what my retirement options are
You can find out more about your retirement options here, including where you can go for help. If you need to request your ReAssure retirement options you can do this through our Help Centre.
You can also access our Retirement Planning Toolkit, which allows you to see how each option could work for you based on your own details

I’m waiting to receive money from ReAssure
If we’ve received everything we need to pay you, we’ll aim to complete your payment within 5-10 working days. We’ll let you know once we’ve made your payment to save you having to contact us.

Once we’ve made your payment it will take 3-5 working days to reach your bank account, although clearance times will depend on your bank.

If you need more information about a payment you’re expecting, you can send us a secure message or contact us. (Our lines are open from 8.30am – 5.30pm Monday to Friday excluding bank holidays.)

Help with secure messages

How do I send a new secure message?
Go to Messages at the top of the screen and select Create secure message.
Select whether your message relates to one or more of your policies and the subject from the list.
Please read the Help section, as it may answer your question, or there may be specific things we need to know (for example, if you’re contacting us to change something).
Once you’ve finished typing, click Send and that’s it. We’ll get back to you as soon as we can.

How will I know when I have a new secure message from ReAssure?
You’ll see a notification next to the Your messages link in ReAssure Now.
If you’ve said we can send you notifications, we’ll also send you a text message, email or both (depending on the option you’ve chosen) to let you know when you’ve received a new secure message.

ReAssure has replied to my secure message, can I reply back to that message?
Secure messages are designed so you can ask us a question, or give us an instruction and we’ll send you a reply.
If you need to get in touch with us again you can simply send a new secure message.

What can I change by secure message?
Here’s a list of the types of changes you can request by secure message:

• Change your mobile and/or home phone numbers*
• Change your email address*
• Change your UK address*
• Change the bank details you use to pay us
• Tell us you’d like to stop paying into your policy
• Switch funds*
• Tell us you’d like to pay an additional amount into your policy
• You can also ask a question about your policy

* You may be able to complete these online yourself without needing to send us a secure message.

We’ll let you know if there’s anything you need to know or do before making any changes.

What can’t I change via secure message?
You may need to give us additional proof of some changes or validate information that’s more sensitive as part of our security measures.
Here’s a list of the types of changes you can’t request by secure message:
• Change your overseas address
• Change your name
• Send us files or documents
When we need you to fill out a form, we’ll provide a link to it, which you can print off and post back to us along with any additional identification required.